TREMENDOUS INVESTMENT OPPORTUNITY: Attractive VTB mortgage at 5.5% for up to two years with a $300,000 down payment. Insurance is already in place and can be quickly assigned to the new owner for a smooth transition. Located in the heart of Downtown St. Catharines, this prime mixed-use property feat...ures two ground-floor commercial units, including a thriving restaurant and bar, plus four upper-level residential apartments with separate utilities. The property is eligible for the St. Catharines Downtown Forgivable Loan Program (DFLP), offering up to $100,000 in interest-free funding (plus $50,000 for barrier-free units) to help convert or enhance residential spaces. With 12 parking spaces, a full basement, and a high-visibility location, this property offers strong income potential, redevelopment incentives, and exceptional long-term value in one of Niagaras most dynamic downtown markets.
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